Accede Investment Model vs. Traditional Insurance
One of the big questions we receive is whether the Accede model is right for every person. It is not. If you are fully covered with health insurance by your employer with an insurance company you trust, Accede may not be a good fit for you.
Accede is a new model of healthcare coverage for those who wish to take ownership of their healthcare costs and create wealth from their own health. Investing in an Accede Health Trust means taking responsibility for your health as well as the risks associated with paying for your own healthcare costs. The reason that this will work for many is that for those who are young and healthy, you will have plenty of time to create a fund sufficient to cover your future costs. Combine that with the benefits Accede provides of mutual investment to grow your trust, consumer advocates to negotiate fair prices, catastrophic care loans to cover large costs, and intensive care grants for rare and extreme costs, and the risks become mitigated to a manageable level.
Another fact to remember is that of all bankruptcies caused by medical expenses, 80% of them were people who already had health insurance. Health insurance is no guarantee of enough coverage for catastrophic events. So to think that health insurance is taking away the risk of paying for high cost medical care is a myth. We all carry the risk of having a catastrophic medical event. That is life.
They key difference is that for those who are healthy (the vast majority of us) paying for health insurance gives us absolutely nothing. There is no financial benefit for staying healthy. The insurance model only financially benefits those who have very bad health. If you are healthy, you get nothing. Accede is the opposite. Accede rewards those with good health directly with new wealth. At Accede, you make money by being healthy. Potentially, lots of money, depending on your health and your investment schedule. Then, with your own money, you can afford to pay for the best healthcare in the future. If you do not need all the money you have built up in your Accede Trust, roll it over to retirement, or pass it on to your loved ones.
Remember at Accede it is YOUR MONEY, YOUR HEALTH, YOUR CHOICE.
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